Terms and Condition

IMPORTANT – THIS IS A LEGAL AGREEMENT BETWEEN YOU (“YOU”) AND Healthcover360.com. YOU SHOULD READ CAREFULLY THE FOLLOWING TERMS AND CONDITIONS CONTAINED IN THIS TERMS OF USE AGREEMENT (“AGREEMENT”) AS THEY GOVERN YOUR ACCESS TO AND USE OF THIS WEBSITE, AND OTHER Healthcover360.com WEBSITES AND SERVICES (COLLECTIVELY, THE “WEBSITE”). Healthcover360.com IS WILLING TO LICENSE THE USE OF THE WEBSITE TO YOU ONLY ON THE CONDITION THAT YOU ACCEPT AND AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT.

NO MEDICAL, PSYCHIATRIC, OR PROFESSIONAL ADVICE.

1. This Website is designed for general educational and information purposes only and does not render medical advice, unless otherwise indicated. The information provided through this Website should not be used for diagnosing or treating a health problem or illness. It is not a substitute for professional health care, and is designed to support – not replace – the relationship you have with your health care provider. If you have or suspect you may have a health problem, you should consult your health care provider.

2. Reliance upon any information found on the Websites, any of our licensors, or any affiliates, rests in the user at the user’s own risk. The Website may contain information that you may find explicit or otherwise offensive, erroneous or otherwise inaccurate or outdated.

3. USER OBLIGATIONS

Subject to Healthcover360.com ’s right to monitor or audit compliance, You acknowledge and agree that it is solely your responsibility to maintain your compliance with the terms and conditions of this Agreement. By accessing or using the Website, You also agree to be responsible for and to abide by all applicable local, state, national, and international laws, regulations, rules, and guidelines with respect to your use of the Website. In addition, You agree to assume all responsibility for your use, and the results of your use, of the Website, including meeting any requirements of your contracts with third parties or other persons.

4. LINKS TO OTHER SITES

Healthcover360.com may provide links, in its sole discretion, to other sites from which You can access information and/or purchase services from third parties, including but not limited to rehabilitation centers. Healthcover360.com is not a seller or owner of any goods or services advertised, featured, or otherwise mentioned on these sites. These sites and services have not necessarily been reviewed byHealthcover360.com and are maintained by third parties over which Healthcover360.com exercises no control.

5. THIRD PARTY SERVICES

Healthcover360.com has entered into contractual relationships with certain vendors, sponsors, and advertisers of products or services (“Vendors”), pursuant to which Healthcover360.com may link to or display text, data, photos, graphics and/or video (“Information”), advertisements, discounts, products, goods, or services offered by the third parties. You agree that you must evaluate, and bear all risks associated with, the use of any Vendor-provided Information or services. Healthcover360.com does not guarantee the availability or accuracy of Vendor Information or offers and makes no representations or warranties as to the security or performance of any Vendor Information, offers, or services.

6. FEEDBACK

Healthcover360.com welcomes your feedback and suggestions about Healthcover360.com ’s services or with respect to how to improve the Website. But, by transmitting any feedback or suggestions and any related information, material, or other content (collectively, “feedback”) to Healthcover360.com , You represent and warrant that such feedback does not infringe or violate the intellectual property or proprietary rights of any third party (including, without limitation, patents, copyrights, or trademark rights) and that You have all rights necessary to convey such feedback to Healthcover360.com .

7. PRIVACY

We respect your privacy and the use and protection of your personally identifiable information. Please see our Privacy Policy for important information and disclosures relating to the collection and use of your personally identifiable information in connection with your use of the Website.

8. TERMINATION

Healthcover360.com also reserves the right at any time and on reasonable grounds, which shall include, without limitation, any reasonable belief of fraud, illegal activity, or actions or omissions that violate any term or condition of this Agreement, to terminate this Agreement with You (including any registered account) in order to protect its name, business, or goodwill and/or any other user. You acknowledge and agree that Healthcover360.com shall have the sole right to determine in its reasonable discretion whether You are engaging in any unauthorized activity and/or violating any term or conditions of this Agreement.

9. MISCELLANEOUS

The relationship between You and Healthcover360.com is and shall be that of independent contractors and nothing in this Agreement shall be construed or used to create or imply any relationship of partners, joint venturers, or employer and employee. You may not assign or otherwise transfer this Agreement or the license granted hereunder or delegate any of your duties specified herein, in whole or in part, without Healthcover360.com ’s prior written consent.